- Joined:
- Jan 4, 2011
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- Location:
- Chicago
June of last year, i was in a fender bender at mariano's. My fault. Filed a claim. First claim I filed in 12 years.
December of last year, my wife got hit twice. Both times the other parties' fault. Filed claims. The second offender's insurance company isn't legit and our company is pursuing them in court for reimbursement while disowning us (read on...)
January of this year, our rental car which we were renting through our company while our own car was being repaired got hit while parked. Since we couldn't prove it wasn't our fault, we were at fault. I asked whether this would put my policy in jeopardy at the time. 'No.'
4 months later, nonrenewal notice from progressive because we filed 4 claims in 36 months. I get that it's business and we hit the quota of impersonal underwriting algorithms, but **** them. No consideration of mitigating circumstances. I even had 'emerald status.'
Now, every time I see a Progressive commercial now, I drink, although I would have anyway. We have migrated to State Farm with comparable affinity discounts for homeowner's insurance, and a comparable rate.
In short, 'customer loyalty benefits' is a fraud and **** Progressive. Flo is also fugly and probably bipolar.
What are YOUR auto insurance horror stories??*
* i expect there are some car insurance experts on here who will tell me we shouldn't have been hit 3 times and/or filed claims about them, and to that I say, put yourself in the shoes of a non-expert with emerald status who asks 'will filing this claim affect my policy?' And is told 'no' more than once
December of last year, my wife got hit twice. Both times the other parties' fault. Filed claims. The second offender's insurance company isn't legit and our company is pursuing them in court for reimbursement while disowning us (read on...)
January of this year, our rental car which we were renting through our company while our own car was being repaired got hit while parked. Since we couldn't prove it wasn't our fault, we were at fault. I asked whether this would put my policy in jeopardy at the time. 'No.'
4 months later, nonrenewal notice from progressive because we filed 4 claims in 36 months. I get that it's business and we hit the quota of impersonal underwriting algorithms, but **** them. No consideration of mitigating circumstances. I even had 'emerald status.'
Now, every time I see a Progressive commercial now, I drink, although I would have anyway. We have migrated to State Farm with comparable affinity discounts for homeowner's insurance, and a comparable rate.
In short, 'customer loyalty benefits' is a fraud and **** Progressive. Flo is also fugly and probably bipolar.
What are YOUR auto insurance horror stories??*
* i expect there are some car insurance experts on here who will tell me we shouldn't have been hit 3 times and/or filed claims about them, and to that I say, put yourself in the shoes of a non-expert with emerald status who asks 'will filing this claim affect my policy?' And is told 'no' more than once
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