IDK what to think about Stroud staying. On one hand, I'm not sure what else he can do at the college level except personal things (beat Michigan, Heisman, national title). On the other hand, he's not a perfect prospect and could do some things better. But he's probably not going to be QB1 or even QB2 next year with potentially Caleb Williams and Drake Maye in the draft.
In theory, it could make the Bears #1 pick more valuable with fewer top options. But it could also work the opposite way, as Stroud has the potential to be a guy teams trade up to #1 for, especially if Young's measurables are worse than expected.
Even with NIL money, he won't get paid more than he would as a top 10 pick with signing bonus and all. Plus, it would potentially get him to the big money one year sooner. I hope he comes out for his sake, but again he gets to throw to a pair of 1st round WRs and a pair of top 10 WR recruits next year so maybe he can boost his stock or get some of that personal stuff accomplished.