FICO Number

[Gustavus Adolphus]

My credit score is 12,000

 

[ijustposthere]

Perhaps, but you never know.

Don't ignore your credit score.... if someone manages to steal enough info on you, they will borrow money with your credit.

This is one of those things the Dark Web cunts make their bread and butter.... older people near or beyond retirement age with great credit, that get your attitude of "Fuck credit, I don't want debt the rest of my life."

Identity Thieves say "Oh good, if you're not using the ability to open 50k lines of credit, I will do it for you."

I definitely keep an eye on my credit report. It's nice to have tools that watch for this very thing your describing as well. Capital One is real good with their monitoring.

 

[HeHateMe]

Perhaps, but you never know.

Don't ignore your credit score.... if someone manages to steal enough info on you, they will borrow money with your credit.

This is one of those things the Dark Web cunts make their bread and butter.... older people near or beyond retirement age with great credit, that get your attitude of "Fuck credit, I don't want debt the rest of my life."

Identity Thieves say "Oh good, if you're not using the ability to open 50k lines of credit, I will do it for you."

Totally agree. @Urblock if you dm me your social I'll monitor your credit for free.

 

[Ares]

I definitely keep an eye on my credit report. It's nice to have tools that watch for this very thing your describing as well. Capital One is real good with their monitoring.

If I were @Urblock I'd consider investing in one of those identity monitoring services for my retirement years.

Basically it is their job to have someone keep an eye on your credit report and other data sources which can provide indications someone is fucking with your credit and/or misusing it for their own.

I forget which one, but we have one of the monitoring services available as part of our benefits at work... you opt in and they deduct the subscription fee (4-5$ a month) from your paycheck.

 

[Ares]

Totally agree. @Urblock if you dm me your social I'll monitor your credit for free.

@Urblock also DM me your SSN, I will monitor HHM's "monitoring" of your credit.

But you may want someone to keep an eye on me as well.

 

[Urblock]

If I were @Urblock I'd consider investing in one of those identity monitoring services for my retirement years.

Basically it is their job to have someone keep an eye on your credit report and other data sources which can provide indications someone is fucking with your credit and/or misusing it for their own.

I forget which one, but we have one of the monitoring services available as part of our benefits at work... you opt in and they deduct the subscription fee (4-5$ a month) from your paycheck.

That's done but thank you.

 

[Hawkeye OG]

821 Doesn't matter I'll never borrow money again.

I recommend freezing it then to protect yourself from identity theft. You can always unfreeze it if you decide to borrow again

 

[Burque]

I recommend freezing it then to protect yourself from identity theft. You can always unfreeze it if you decide to borrow again

That is actually really good advice.