Money manager from Vanguard. Another great year with overall, portfilio returns averaging 23.1 on primarily a 60/40 stock to bond/real-estate blend
They are thinking that 2020 will be in the 6-8% range but could shoot up to 20% with a Trump victory (Go Donny!) and controlling the virus. Vanguard sees no indicators of fundamentals that would lead to a recession, so smooth sailing, baby!
I would suggest that you get a professional money manger that has a clue and you will sleep like a baby at nights.
Tardi, CRM and Gus can ignore this as they have no money to invest
Raskilnoliv is working off of the gold standard and bartering shit so he can also ignore this
HHM, please document this entire thread in your dossier