Overpaying for top talent = Bad
Overpaying for serviceable talent = Good?
Honestly?
I don't trust Bears fans (or fans in general really) to have any concept or grasp on the cap or any of that anyway.
We just lived through endless bitching about Pace and dead cap money, and some of the SAME people want the Bears to overspend on a name they just learned about 2 weeks ago in order to make them feel like the Bears are "doing something".
Even though they know as well as the rest of us do that the Bears won't be competing next year even if we did exhaust our cap and sign all the people.
So the whole thing is comical to me.
This team is at least 2 drafts away MINIMUM from competing to a point where we even SHOULD be worrying about the cap situation and missing out on prime free agents - and the only way that ends up not being the case is if Fields breaks out like a rockstar next season. Typically, traditionally, that breakout year doesn't happen until year 3 of a QB, and what we should be expecting for next season is, if Fields is the guy, for him to take a step and show he can be a reliable starting QB, with the occasional flash of something more here and there.
As to how they get there - I'm not the GM. I'll let them sign and draft all the people, and unless its something really egregious, I am holding off all judgements until we start seeing the team coming together in pre-season games (because training camp and OTAs tend to just be hype-machines).
This isn't a year for fans to worry about the cap or who the Bears are signing. Its not a year to worry about wins and losses.
It's a year to kick back, just enjoy football for the sake of it being football, and hope that from week 1 to week 18 of the regular season, you see things that show you they improved throughout the season, that Fields is continuing to grow, and that Poles and Flus aren't in over their heads with the players they DO choose, especially the draft picks.