Maybe I'm wrong, but I think Peloton is overrated and a bit unnecessary, especially from a cost perspective. It requires a monthly membership of around $40 bucks, correct? **** that in my view.
I've been using a stationary Schwinn upright exercise bike I got about 6 or 7 years ago -- yeah, it doesn't have a gigantic screen or any of the other bells/whistles, but the resistance goes up to 25, has some different exercise modes, and monitors everything (miles, calories, etc.). It also cost about 1/3 or 1/4 of what Peloton costs, which was $500 and there's no monthly payment. Sure, you'll have to open it up on occasion and oil some of the parts inside and tighten the pedals (if you like to stand up and ride) so it doesn't make that annoying fucking sound sometimes, but it's worth it and you can get as intense a workout as any spin class or peloton bike. I'll get at least 10 years out of the thing, if not more.