Rose's jumper

Shantz My Pants

New member
Joined:
Dec 10, 2014
Posts:
3,923
Liked Posts:
787
Trevor, you certainly don't need to explain yourself. Some people that make comments about those less fortunate just being lazy and such are not nearly as smart as they like to make themselves seem. It is real easy to throw stones at people from atop the mountain
<




With all that said, your family's situation does help to put many other foreclosures into context.

I respect many posters here (don't know why) so I wanted to be sure nobody thought of us as moochies of the system.



Technically we have been, but it's under the condition that we are trying to make sure all other facets of our lifes are better in the long run.
 

The Count Dante

CCS Donator
Donator
Joined:
May 16, 2010
Posts:
2,745
Liked Posts:
0
Sometimes your flush, some times your bust. I will concur with "aint no shame" here and you dont need to justify anything.



Even more so, I say milk it for as long as you can to help ensure you can make the best of a shitty situation.



And thanks should be given as BigP is right: your situation could happen to any person here on this forum and anyone reading and information to help others could be invaluable, just from simply reading this thread and having people post with bonefide valid information and ideas to help handle these situations.
 

jakobeast

New member
Joined:
May 15, 2010
Posts:
3,903
Liked Posts:
21
Location:
yer ma's pants
Sorry, I meant CFKS, but I wasn't paying attention to how I typed it out lol.



When you say it's backed logged on evictions, you mean (just trying to clarify) that even though the bank bought the house, we might be evicted for another year?



Also, I do understand if this guy has run into situaions of people taking advantage of him, but to show up and without anyone giving any type of guff to him he just starts in with the remarks and asshole attitude will be a prick.



We are not the type to wait till the final moment for the eviction. Once she gets the paper work about the 30 days, we will probably be gone within 7.



That's exactly what I mean. we have consistently seen evictions that are 2 to 3 years "late". Scheduled for 09 and 2010. Meaning, a mortgage payment hasn't been made for at least 4 to 5 years.



I NEVER am an asshole to the people I interact with at first. I don't know the their stories, and even if I did, it isn't my place to make em feel shitty or to judge. The people I don't care for are the ones that are gaming the system, I know you and your family isn't, and a good majority of the folks out there aren't. However, it is the ol stand by one bad apple thing. There was one lady that, once we posted, called and was crying, saying her husband died and left her with 4 kids, all under 10, massive bills, and so on. Our office went to work, trying to get her a big cfk check. The bank even sent contractors to fix some plumbing issues and install a new furnace for her. It turns out, she had moved out of there 2 years previous to us contacting her, and she was renting the house for 1500 buck a month to a Polish family that had no clue what was going on. she wasn't paying dime one to the bank or anyone else. She was taking advantage of these people. THOSE are the ones I tend to judge and trat bad. BTW, we got the Polish family out of there, they got the cfk check, and that lady didn't get shit. She called and yelled and threatened legal action (we even had one lady threaten to call Oprah), but we get those threats a lot, it means nothing to us, as we do thing legally.



If that guy comes back and wants to talk to someone, you can just flat out refuse. I wouldn't recommend that necessarily, as he is the only connection you all have to the bank, and is the only person who knows what's going on. If you called the bank you will be talking to someone who doesn't have the slightest clue about that property, let alone what a Vienna Beef hot dog is. The 30



Again, if you are gonna move out, I suggest asking about cfk. The worst thing that could happen is they say no. Either way, you will be moving, may as well see if money is available.



I am no expert, but that 30 day notice ain't jack shit. I have never given a 30 day notice, but that doesn't mean there isn't one. The only one that can evict anyone from a property is the sheriff, and they will post on the property first.
 

jakobeast

New member
Joined:
May 15, 2010
Posts:
3,903
Liked Posts:
21
Location:
yer ma's pants
Jako, you ever wonder how many people have the financial means to continue paying their mortgage/ taxes but simply choose not to because their residence is currently underwater? I remember hearing a story of a lady in a divorce who did not care about her credit rating, had the means to continue paying but instead did what I mentioned above.



We see a lot of strategic defaults. I don't fault them. In the investment world, do you throw good money after bad? If I have a loan worth 350k, and the house is only worth 150k, why would i keep paying? You will never recoup what you put into it.



As far as the credit rating goes, once you go into default, it really doesn't matter what your score or rating is. It is destroyed.
 

LordKOTL

Scratched for Vorobiev
Joined:
Dec 8, 2014
Posts:
8,679
Liked Posts:
3,048
Location:
PacNW
My favorite teams
  1. Portland Timbers
  1. Chicago Blackhawks
That's exactly what I mean. we have consistently seen evictions that are 2 to 3 years "late". Scheduled for 09 and 2010. Meaning, a mortgage payment hasn't been made for at least 4 to 5 years.



I NEVER am an asshole to the people I interact with at first. I don't know the their stories, and even if I did, it isn't my place to make em feel shitty or to judge. The people I don't care for are the ones that are gaming the system, I know you and your family isn't, and a good majority of the folks out there aren't. However, it is the ol stand by one bad apple thing. There was one lady that, once we posted, called and was crying, saying her husband died and left her with 4 kids, all under 10, massive bills, and so on. Our office went to work, trying to get her a big cfk check. The bank even sent contractors to fix some plumbing issues and install a new furnace for her. It turns out, she had moved out of there 2 years previous to us contacting her, and she was renting the house for 1500 buck a month to a Polish family that had no clue what was going on. she wasn't paying dime one to the bank or anyone else. She was taking advantage of these people. THOSE are the ones I tend to judge and trat bad. BTW, we got the Polish family out of there, they got the cfk check, and that lady didn't get shit. She called and yelled and threatened legal action (we even had one lady threaten to call Oprah), but we get those threats a lot, it means nothing to us, as we do thing legally.



If that guy comes back and wants to talk to someone, you can just flat out refuse. I wouldn't recommend that necessarily, as he is the only connection you all have to the bank, and is the only person who knows what's going on. If you called the bank you will be talking to someone who doesn't have the slightest clue about that property, let alone what a Vienna Beef hot dog is. The 30



Again, if you are gonna move out, I suggest asking about cfk. The worst thing that could happen is they say no. Either way, you will be moving, may as well see if money is available.



I am no expert, but that 30 day notice ain't jack shit. I have never given a 30 day notice, but that doesn't mean there isn't one. The only one that can evict anyone from a property is the sheriff, and they will post on the property first.



BWAHAHAHAHAHAA!!!!!

Just what in the hell is Oprah going to do? Did she threaten to tell Oprah that you're a baked ham or something?
 

jakobeast

New member
Joined:
May 15, 2010
Posts:
3,903
Liked Posts:
21
Location:
yer ma's pants
BWAHAHAHAHAHAA!!!!!

Just what in the hell is Oprah going to do? Did she threaten to tell Oprah that you're a baked ham or something?



I really don't know. I guess Oprah is the saviour or sumpin'.



We had a "church" move in to one of our vacant properties. That was a little different though, as they actually had a deed. Granted, it was a fake, and those people were swindled, but the yells of "Oh we will be praying to Jesus that he kills you" were hilarious.
 

Ymono37

New member
Joined:
May 16, 2010
Posts:
4,005
Liked Posts:
0
Location:
Suburbia
I really don't know. I guess Oprah is the saviour or sumpin'.



We had a "church" move in to one of our vacant properties. That was a little different though, as they actually had a deed. Granted, it was a fake, and those people were swindled, but the yells of "Oh we will be praying to Jesus that he kills you" were hilarious.

I don't even know where to begin with that comment...
 

Tater

CCS Donator
Donator
Joined:
May 15, 2010
Posts:
13,392
Liked Posts:
5,207
I really don't know. I guess Oprah is the saviour or sumpin'.



We had a "church" move in to one of our vacant properties. That was a little different though, as they actually had a deed. Granted, it was a fake, and those people were swindled, but the yells of "Oh we will be praying to Jesus that he kills you" were hilarious.



Sheesh!! What kind of "church" was it?
 

jakobeast

New member
Joined:
May 15, 2010
Posts:
3,903
Liked Posts:
21
Location:
yer ma's pants
It was some backyard pulpit type of religious thing. I am pretty sure it was an attempt to avoid eviction and taxes.



We called it Christ or Bust Ministries, but the actual name wasn't too far off from that. The name escapes me at the moment.
 

jakobeast

New member
Joined:
May 15, 2010
Posts:
3,903
Liked Posts:
21
Location:
yer ma's pants
Maybe we should see if Oso y Mono can play church outings for them?



So long as every song is either you or me farting into a microphone.







What am I talking about, that's all our songs are.
 

Ymono37

New member
Joined:
May 16, 2010
Posts:
4,005
Liked Posts:
0
Location:
Suburbia
So long as every song is either you or me farting into a microphone.







What am I talking about, that's all our songs are.

Duh. And then we pull out the 20-minute version of the Eddy Fitz.
 

MassHavoc

Moderator
Staff member
Joined:
May 14, 2010
Posts:
17,845
Liked Posts:
2,551
If somehow you could get Pip farting on a snare drum you'd be set.
 

Top